Yes, rates are higher than 2016-2022…but that shouldn’t stop your home shopping. If you are waiting, now is the time to save for the DOWN PAYMENT and get your credit in check! Below are the rates as of 12/19/2025.
https://www.mortgagenewsdaily.com/mortgage-rates
A rate in the low 6% range is solid for a stable economy, but listing prices are taking a hit as buyers are watching for a rate drop so they can make the monthly mortgage more comfortable on the budget.
The typical saying is “Date the RATE, Marry the Home!” After 3 years of 6-7% range, do you think this saying is still true? Maybe it will become “Engage the Rate, Date for the Right Price!”
What was the lowest rate you ever had?
Let’s connect! Connect@KevinLParker.com or 864-714-6967
Kevin L Parker 